Mary Foley Real Estate Inc.
Mary Foley Real Estate Inc.


Posted by Mary Foley Real Estate Inc. on 12/10/2019

Image by Andrey_Popov from Shutterstock

Burglary is one of the more common types of crimes in the US today. Every day, many homeowners wake up or get back from work to discover their homes robbed. Given the financial, psychological, and physical damage that can happen, protecting your home is always ideal. You don’t have to be a victim. Put a security system in place to protect your home.

A range of home security systems are available. Deciding on which one could be a daunting task. To save you time and stress, here are some tips on how to select a security monitoring system for your residence.

Survey your home.

The first thing you need to do is to survey your home and assess its security needs. Start by counting the doors, windows, and other entry points. Check the distance of the doors and windows from where you intend to install the controls. Knowing this is essential as it will help you know the coverage of the wireless system or the length of the wires needed.

Know where to place the controls.

Place the controls somewhere only you will have quick access to. Many people prefer the control pads close to the main door. But that's not a promising idea because others can easily find it. According to security experts, it is best to place the control pads in an area that guests will not have easy access. A good example is your bedroom. 

Consider the people who live with you.

If you intend to go with motion detectors, consider movement in your home during the night. If you have kids or older parents that move around at night or you have pets that pace the house at odd hours, it is highly likely that they might trigger the alarm and cause a disturbance. Triggering the alarm system that alerts the police department may cause them to respond to a false alarm from your home.

Research the Security company.

Reputation is key. Although there are security systems that you can install yourself, working with a licensed and trustworthy security company is an optimal consideration. They will recommend the perfect system for your home and even give you useful tips to protect better protect your home. 

Be sure to ask the following questions;

How long have they been operating?

What services do they offer?

Do they carry out background checks on their employees?

Do they lease or sell their security systems?

Do they offer a warranty?

Finding the perfect home security system is vital because it assures you that your home is well protected. To get more information about the types of home security systems available, and how installing one can help you gain peace of mind, ask your agent for a recommendation for a reputable security service.





Posted by Mary Foley Real Estate Inc. on 12/3/2019

Photo by Ferenc Keresi via Pixabay

Color can – and should – be used to decorate your home, but for most of us, too much bright color is more obnoxious than invigorating. Those screaming bright yellow walls may look amazing in the magazine spread, but you may not be prepared to live with that much color in your own space. Opting for colorful accents instead of going all in and painting a room a bright tangerine, violet or apple green can help you create an appealing space that is comfortable but not overwhelming.

5 Ways to Incorporate Bright Colors in your Home

Bright colors can be most appealing and impactful in smaller doses, according to HGTV. Learning how to incorporate them into your home without creating a chaotic and overwhelming space is key to using bold, lively shades in your décor.

Create an accent wall: A single wall painted with bold color or adorned with a bright, patterned wallpaper can become a focal point. It is also an inexpensive way to make a colorful statement without overwhelming your space or your bank account. Best of all, because you are only painting or covering a relatively small space, you can splurge on amazing paper or paint products.

Use textiles: You don’t have to buy brightly colored furniture to make a splash in your space. Use bright throws and accent pillows to liven up the room instead. These accents are easily swapped out if you decide you need a more traditional look and are easy to switch for different seasons or holidays, too.

Invest in art: A striking large canvas or mural can be an amazing focal point for your room and pull things together. Consider one large or several small pieces to light up your space and create an intriguing and appealing look for any room in your home.

Use rugs and flooring: Area rugs in a single bright color or with lots of color and texture can add a punch of color to any room, without overwhelming it. Use a rug to pull the room together with a new color you want to try, without committing to permanent changes.

Choose decorative accents: Home stores and sites abound, so if you want to test out a color, you’ve got many ways to do it. Choose your preferred color or palette then look for accent pieces from candles and picture frames to sculptural elements and tablescapes.

Before you commit to painting a wall or room, test out colors you think you like in smaller, more easily removed items, like the ones described above. This will help you determine your personal comfort level with bold colors and allow you to create a space that is uniquely yours.  




Tags: interior design   Decor   colors  
Categories: Uncategorized  


Posted by Mary Foley Real Estate Inc. on 11/26/2019


 Photo by Dede via Pixabay

Mortgage rates in 2019 are as low as they’re ever been. The downward trend caught a lot of people by surprise. In 2018, there were predictions that they’d be on the rise, possibly moving to 5 percent and higher. Instead, they’ve ducked comfortably under 4 percent. Will they stay there? If you’re thinking of buying a home, do you have to jump in now or say goodbye to your best opportunity to nail down inexpensive financing?

Will Low Rates Continue?

Most experts think so. A survey of 10 real estate and finance professionals by The Mortgage Reports found that most of them expected 2020 rates to continue at 2019 levels. The average prediction was that rates will remain under 4 percent, with 30-year rates in the high threes and 15-year in the low threes. Two disagreed, with one saying they would move back above 4 percent and one forecasting they would dip below three.

Could the Experts be Wrong Again?

After all, the drop in 2019 fooled them. There are several things that could happen in 2020 to change the outlook. We’re overdue for a recession – the economy has been growing for 10 years now and it won’t grow forever. A severe one could drop rates even lower. Another X-factor is trade wars, which tend (although not with absolute predictability) to foster low rates. A resolution of international trade disputes could actually cause mortgage rates to rise. Also, the increasing federal deficit is bringing new debt to the market, which may cause mortgage rates to have to rise to attract investors.

Historical Perspective

Most young people and many middle-aged people have no recollection of inflation and high interest rates. In the 1980s, mortgages peaked around 16 percent. There was a slow decline until the turn of the century, and even in the first decade of the new century rates hovered in the 5 to 6 percent range. It’s only since 2009 that they’ve dropped to under 5 percent. Even a rise from today’s level would leave a rate that’s low by historical standards.

What Does This Mean for Buyers?

Continued low interest and mortgage rates (along with other factors such as low unemployment) will continue to stoke demand and keep housing prices on the rise. Low rates put home ownership within the reach of more buyers: on a $250,000 home, a 1 percent change will make a difference of about $200 in a monthly payment.

Even if mortgage rates get lower, some of a new home buyer’s savings will be offset by a faster rise in prices. If you’re not in a position to buy today, indications are that the low rate opportunity will be open for a while longer. But if you’ve been thinking about moving on home ownership, it’s hard to imagine there’ll be a more opportune time to get a friendly mortgage. With rates as low as they are, if the experts are wrong there’s more room for interest to move up than to move down.

This may also be an excellent time for current homeowners to refinance, especially those with high rates or variable rates. Consider all the costs as well as the length of the new mortgage, but there’s a good chance the numbers will work out.





Posted by Mary Foley Real Estate Inc. on 11/18/2019

This Condo in Ayer, MA recently sold for $245,000. This Townhouse style home was sold by - Mary Foley Real Estate Inc..


55 Littleton Road, Ayer, MA 01432

Ayer

Condo

$245,000
Price
$245,000
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Beautiful Townhouse Condominium in sought after Nashoba Village. This oversized 2 BR unit shows pride in ownership with modern upgrades. Open kitchen with newer stainless steel appliances, breakfast bar next to dining area with a slider onto the patio! The warm and inviting living room is open and bright. Finished basement area is a bonus++ 1/2 Bath on first level and a full Bath upstairs in Master Suite. Forced Hot Air Gas Heat and Central AC. New roof and sidewalk in 2019. Pets allowed with condo guidelines and playground on site! A must see! Some notice needed as elderly parents live in home.

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Tags: Real-Estate   Condo   Ayer   01432  
Categories: Sold Homes  


Posted by Mary Foley Real Estate Inc. on 11/18/2019

This Single-Family in Fitchburg, MA recently sold for $230,000. This Colonial style home was sold by - Mary Foley Real Estate Inc..


8 Richmon St, Fitchburg, MA 01420

Single-Family

$245,500
Price
$230,000
Sale Price

7
Rooms
4
Beds
1/1
Full/Half Baths
LOCATION!!! This spacious and charming 7 room home is located in a great neighborhood on a quiet dead end street. You will enjoy the 3/4 bedroom, hardwood floors and plush green grass in a plentiful yard. Home has new numerous updates including wiring, newer furnace, hot water heater and replacement windows. Lovely home in many ways. Come take a look!

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Categories: Sold Homes